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We now have a JUMBO loan up to $1.5 million with as little at 3.5% down… This is the lowest down payment on a jumbo in the industry!

California Branch

California Branch | NMLS #1216108

Overview

4900 California Ave, Bakersfield, CA 93309

NMLS ID	CO LIC#	AZ	CA	FL	NM	TX	Branch CO/AZ
1216108		0934728	60DBO66276	MBR3234

- Dustin -

"We had lots of options, including our existing lender. All of them came in about .25 to .75 higher. They walked us through the refinance from start to finish going over costs, terms etc and there were no surprises."

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- Christine -

"I would highly recommend the Zero Point Mortgage team! We are assured that our home refinance was done with the best rate, the lowest cost and with exceptional customer service!"

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- Jhonny -

"As a first-time buyer, I needed a lot of support. Their team was wonderful about making themselves available, kept a tight watch on deadlines, and they got me a great rate. They worked wonderfully with my real estate agent, and I felt like I had a real team watching out for me throughout the process!"

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Disclaimer: All information is deemed reliable but not guaranteed. Neither mortgage company or website company shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Information subject to change without notice. This is not an offer for extension of credit or a commitment to lend.

Licensed in Arizona (MB-0934728), California (60DBO66276), Colorado, Florida (MBR3234), Georgia (1216108), New Mexico, Texas, Washington (CL-1216108) and Oregon (1216108), NMLS Consumer Access

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720-298-8084

Notice to Texas Consumers:

TEXAS RECOVERY FUND NOTICE:

Figure: 7 TAC §80.200(b): CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

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720-298-8084

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California Branch