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Common Housing Styles

Lingows Admin • Mar 22, 2021

Common Hosing Styles


What style home do you love? There are so many considerations that need to be investigated to make sure you’re home search is filled with home styles that you want. Below are a few common housing styles that you may encounter during your home search:


Modern: Modern architecture began in the 20thcentury and become the dominant style after the second world war. Modern architecture became improved due to the historical art movement of modernism and was a denial of the old traditional architectures. There became advances and experimentation in construction technology using materials like glass, steels, and reinforced concrete thereby pushing this architectural trend upward. Some characteristics of modern architecture include a boxy and geometric with a flat roof and are having a dramatic and curbside appearance. The majority of modern materials are made of glass, steel, and concrete. Also, the use of solid white walls is a very popular feature of today modern houses. Open floor plans are very common.


Cape Cod Home: This form of architectural designs emerged during the 17thcentury in New England and has gone through periods of revival. This style was copied from the half-timbered houses England houses with a parlor and a hall. This format was adapted by settlers in their homes to make it suitable for the stormy and cold northeast winters and made use of the local materials.

Some characteristics of cape cod homes could be seen in their way of construction whereby they are generally 1.5 stories with a moderate steep pitched roof with gables and often having a large chimney which are generally at the center of the house. Style-wise, cape cod homes are typically covered in clapboard.


Ranch: tThis is typically a single-story home with a long horizontal trail. Often credited to California architects, this post-war style celebrated the abundance of cheap land and extensive suburbs. They are characterized by a less-formal lifestyle and encouraged open free-flowing floor plans. They are mostly one-story but could also be a raised ranch which is a two-story adaptation with a finished basement.


Some other forms of architecture or housing styles you’ll find are Craftsman, Cottage homes, Pueblo Revival, Spanish homes and others.


Questions? We are here to help, so contact us today!

Here’s What You Can Expect in Refinancing

Here’s What You Can Expect in Refinancing

By Lingows Admin • 23 Aug, 2021
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Reverse Mortgage Independent Counseling

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By Lingows Admin • 16 Aug, 2021
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By Lingows Admin • 09 Aug, 2021
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Here Is One Question Everyone Should Ask Before Refinancing

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By Lingows Admin • 02 Aug, 2021
Realistically speaking – how long do you plan on living in the home you’re hoping to purchase? More times than not, my clients tell me they’re planning on living in their home forever. However, most real estate professionals I’ve spoken to on this topic suggest that the typical family’s home needs change approximately every five to seven years. This statistic might surprise you – it certainly surprised me!
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Jumbo Loans Are Here!

Jumbo Loans Are Here!

By Lingows Admin • 12 Jul, 2021
Have you taken advantage of the great rates available on Temporary High Balance or Agency Jumbo loans? If not, you may need to do so sooner rather than later. With these loans, Fannie Mae and Freddie Mac are authorized to purchase mortgages that are up to 125% of certain high-cost areas’ median home values, not to exceed a preset limit. Implemented as part of the 2008 stimulus package, these loan offerings were intended as a temporary measure. They have already been extended once, and limits have been reduced.
How Can You Buy And Remodel With One Loan?

How Can You Buy And Remodel With One Loan?

By Lingows Admin • 05 Jul, 2021
Most mortgage loan programs require a property to be in sound condition with no structural defects or required repairs. Not the 203k. It’s made for homes needing anything from light spruce up to major repairs, improvements or new additions. Combine Purchase and Improvements The 203k loan covers your purchase price and the cost of improvements. The proposed work must be supported by a “value upon completion” appraisal. You can save by financing renovation costs into the original mortgage rather than racking up credit card bills or dipping into reserve savings later.
The Return Of The HELOC?

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By Lingows Admin • 28 Jun, 2021
Home Equity Line of Credit Once upon a time, HELOCs were promoted as a great way to shop for life’s luxuries. New cars, vacations, furniture—you name it, and a HELOC could likely help you buy it.
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