We now have a JUMBO loan up to $1.5 million with as little at 3.5% down… This is the lowest down payment on a jumbo in the industry!

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Home Refinance

By submitting this form, I am providing express consent for Zero Point Mortgage Services to contact me, including through the use of an automated dialer, voice or text, at the number above, even if my telephone number is listed on any Do-Not-Call list. I understand that I do not have to consent to receive such calls or text messages in order to refinance goods or services from Zero Point Mortgage Services.

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Home Refinance
How much is your home worth? Estimate is OK
$420,000
$20,000 $1 million+
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Home Purchase

By submitting this form, I am providing express consent for Zero Point Mortgage Services to contact me, including through the use of an automated dialer, voice or text, at the number above, even if my telephone number is listed on any Do-Not-Call list. I understand that I do not have to consent to receive such calls or text messages in order to refinance goods or services from Zero Point Mortgage Services.

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Home Purchase
Where are you looking for a new home?
How will you use this property?
Primary Residence
Second Home
Investment Property
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Image Icon Step One: Speak With A Mortgage Consultant.
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Step One: Speak With A Mortgage Consultant.

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Image Icon Step 2: Get Pre-qualified Quickly and Efficiently.
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Step 2: Get Pre-qualified Quickly and Efficiently.

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Image Icon Step 3: Get A Tailored Loan That Saves You Money!
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Step 3: Get A Tailored Loan That Saves You Money!

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Purchase/Refinance Amount
$
Down payment
$
Loan amount
$ 450,000.00
Estimated monthly insurance cost
$ 83.33
Estimated monthly taxes
$ 520.83
HOA Fees
$
Interest rate
%
Loan period
years
Estimated monthly payments
$ 3,002.53‬
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Company Introduction

Trusted Mortgage Broker

Zero Point Mortgage Services is dedicated to getting you the best mortgage program. We recognize that each borrower is unique. Therefore, we offer solutions that meet your specific needs. Simplifying the mortgage process is what we do. We give you the most powerful financial tools so you can sound financial decisions.

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Get to Know About

ZPM Career Opportunities

We know that you have options. Zero Point Mortgage Services' commitment is to help you become the best that you be for your clients. We recognize that every individual is unique, and we are entirely committed to assisting you in growing your business!

High Close Rates, Check

High Close Rates

Got issues with any of your deals? Our LO's have high closing rates. We're doing everything to get the job done.

Flexible Comp Agreements, Check

Flexible Compensation Agreements

You get flexible compensation agreements, tailored to your needs.

Freedom to Price Shop, Check

Free To Price Shop

You can freely price shop to your client's satisfaction. Get access to dozens of wholesale mortgage lenders!

Multiple State Licenses, Check

Multiple State Licenses

We're licensed across multiple states: Arizona, California, Colorado, Florida, New Mexico, Texas, and Washington.

Customers Testimonials

What Our Clients Say

  • - Dustin -

    "We had lots of options, including our existing lender. All of them came in about .25 to .75 higher. They walked us through the refinance from start to finish going over costs, terms etc and there were no surprises."

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  • - Christine -

    "I would highly recommend the Zero Point Mortgage team! We are assured that our home refinance was done with the best rate, the lowest cost and with exceptional customer service!"

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  • - Jhonny -

    "As a first-time buyer, I needed a lot of support. Their team was wonderful about making themselves available, kept a tight watch on deadlines, and they got me a great rate. They worked wonderfully with my real estate agent, and I felt like I had a real team watching out for me throughout the process!"

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Here’s What You Can Expect in Refinancing

Here’s What You Can Expect in Refinancing

By Lingows Admin • August 23, 2021
After we determine that a refinance will be beneficial for you, we start the application. Much like your original mortgage application, this one collects general information and asks for documentation of your income and assets.
Do I Need A Rental Property Management Company?

Do I Need A Rental Property Management Company?

By Lingows Admin • August 22, 2021
Whether you still thinking of getting into the rental property business or you’re just closing on your 50th investment property, you still have several decisions to make relating to how you will manage all your investments. This is usually among the biggest, toughest decisions a landlord is faced with whether they should hire a property management company. Most landlords are seen managing their investment properties all by themselves or by the help of a single employee, known as a resident manager.
Reverse Mortgage Independent Counseling

Reverse Mortgage Independent Counseling

By Lingows Admin • August 19, 2021
A very important and required step in the reverse mortgage process is independent counseling. Prior to application, all reverse mortgage applicants must receive independent counseling. This is a step that is in place for your protection and is required by law.
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